- Sign-Up Bonus
- 0
- Spending Multipliers
- 4.5
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 4.5
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Credit One Bank Wander is a travel-focused credit card designed for consumers with limited or fair credit who want to earn rewards while building credit. It offers 10x points on travel booked through the Credit One Bank travel portal and 1x points on all other purchases, making it best suited for travelers willing to plan their trips through the portal to maximize rewards. While the card does not offer a welcome bonus, the annual fee is not waived in the first year, and there are no foreign transaction fees, providing value for international or domestic travel. Additional features like the ability to choose your payment due date and credit score monitoring make it a practical choice for those looking to improve their credit history while earning travel rewards. The Credit One Bank Wander card is ideal for disciplined spenders who want to combine credit-building with travel perks.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Credit One recommends that your credit score is similar to the average of most consumers
- It is recommended that you have some established credit a history with limited payment issues
- You can also see if you are pre-qualified before applying for this card
Fees
- $95 Annual Fee
- No Foreign Transaction Fee
- Up to $39 late fee
- Up to $39 return payment fee
- 29.74% Variable APR
- 31.74% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)