- Sign-Up Bonus
- 0
- Spending Multipliers
- 1
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 1
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Credit One Bank Premier is a credit-building card designed for consumers with limited or fair credit who want to responsibly grow their credit history while enjoying basic rewards and protections. With 1% cash back on all purchases and purchase protection benefits, it’s ideal for everyday spenders who value security and consistent earning without complex reward structures. While there is no welcome bonus and the annual fee is not waived in the first year, the card provides flexible features like the ability to choose your payment due date and access to credit score monitoring, helping users stay on top of their finances. For individuals focused on building or repairing credit while earning modest rewards, the Credit One Bank Premier card offers a practical, easy-to-manage option.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Credit One recommends that your credit score is similar to the average of most consumers
- It is recommended that you have some established credit a history with limited payment issues
- You can also see if you are pre-qualified before applying for this card
Fees
- $39 Annual Fee
- Up to $39 late fee
- Up to $39 return payment fee
- 29.74% Variable APR
- 31.74% APR for Cash Advance
- $5 or 8% of each cash advance amount (whichever is greater)