
The Citi Costco Anywhere Visa Card from Citibank is a no-annual-fee credit card designed for Costco members who want to maximize cashback on everyday purchases while shopping at Costco and elsewhere. With 5% back on eligible gas and electric vehicle charging (up to $7,000 per year), 4% back on restaurants and eligible travel (also capped), and 1% back on all other purchases, this card is ideal for families and budget-conscious consumers who frequently shop at Costco and want to earn significant annual rewards. Cashback is issued once a year as a certificate redeemable at Costco, which makes it best suited for members who plan larger yearly redemptions. Additional perks include damage and theft purchase protection, car rental insurance, and travel accident insurance, adding peace of mind to everyday and travel spending. While the card requires an active Costco membership and lacks a welcome bonus, it benefits regular Costco shoppers seeking straightforward, high-percentage rewards and essential purchase protections.