Citi Strata Premier Credit Card

The Citi Strata Premier Card from Citibank is a travel-focused rewards card designed for frequent travelers who want straightforward earnings and valuable annual credits to help offset costs. With a $100 annual hotel credit — available after spending $500 and booking through the Citi travel portal — and no foreign transaction fees, this card is ideal for globetrotters who want to make the most of their travel spend without paying extra on purchases abroad. Although there’s an annual fee that isn’t waived the first year and rewards are capped at a 1x catch-all category, the built-in hotel credit effectively reduces the card’s net cost for travelers who can take advantage of it each year. The Citi Strata Premier card benefits those who value simple rewards and travel perks over complex bonus structures, offering everyday earnings and cost savings for seasoned explorers and vacation planners alike.

Issuer

Citi, founded in 1812 as First National City Bank, boasts a rich history of banking innovations and global leadership. Operating in nearly 160 countries with a localized presence in 95, Citi offers a diverse range of financial products, including credit cards, checking accounts, loans, and wealth management. With a customer-centric approach, Citi targets various segments, from low-income earners to high-income professionals, emphasizing innovation to simplify financial goals. The bank, with $2.6 trillion in total assets and $168 billion in annual revenue in 2025, maintains financial stability. Citi's commitment to technology is evident in its longstanding focus on innovation labs and leveraging advancements. Philanthropy and corporate social responsibility are integral to Citi's ethos, with initiatives like the Citi Foundation promoting economic progress and supporting education. Citi operates about 670 branches in the US but prioritizes online banking. Upholding values of integrity and responsibility, Citi aims to be a trusted partner in providing responsible financial services. As an FDIC-insured institution, Citi aligns its actions with regulatory compliance.

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