- Sign-Up Bonus
- 3
- Spending Multipliers
- 3.5
- Credits & Features
- 3.5
- Fees
- 4.5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 3
- Spending Multipliers
- 3.5
- Credits & Features
- 3.5
- Fees
- 4.5
- Application
- 4
- Issuer
- NaN
The Choice Privileges Select Mastercard is a hotel rewards credit card crafted for frequent guests of Choice Hotels and travelers who value elite perks and travel credits without foreign transaction fees. Cardholders enjoy no foreign transaction fee, cell phone protection up to $800, automatic Platinum Elite status, and a $120 Global Entry or TSA PreCheck credit every four years, making it a strong pick for both domestic and international travelers looking for added convenience and savings. One of the standout features is the 30,000 anniversary points bonus each year, which can offset the annual fee by helping you save on future stays. However, with an annual fee that isn’t waived the first year, 1x points on general purchases, and an approximate valuation of 0.6 cents per point, this card is best for frequent Choice hotel patrons who will benefit most from elite perks and annual bonuses rather than everyday rewards earnings. Overall, the Choice Privileges Select Mastercard suits travelers who prioritize hotel elite benefits and travel credits over high reward rates.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Consider having a credit history for at least 2 years
- You can only open 1 Wells Fargo card in a 6 month period
Fees
- $95 Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 19.74% - 28.49% Variable APR
- 29.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 19.74% - 28.49% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)