Choice Privileges Select Mastercard

The Choice Privileges Select Mastercard is a hotel rewards credit card crafted for frequent guests of Choice Hotels and travelers who value elite perks and travel credits without foreign transaction fees. Cardholders enjoy no foreign transaction fee, cell phone protection up to $800, automatic Platinum Elite status, and a $120 Global Entry or TSA PreCheck credit every four years, making it a strong pick for both domestic and international travelers looking for added convenience and savings. One of the standout features is the 30,000 anniversary points bonus each year, which can offset the annual fee by helping you save on future stays. However, with an annual fee that isn’t waived the first year, 1x points on general purchases, and an approximate valuation of 0.6 cents per point, this card is best for frequent Choice hotel patrons who will benefit most from elite perks and annual bonuses rather than everyday rewards earnings. Overall, the Choice Privileges Select Mastercard suits travelers who prioritize hotel elite benefits and travel credits over high reward rates.

Issuer

Wells Fargo, established in 1852 by Henry Wells and William G. Fargo, began as an innovative startup dedicated to assisting customers in navigating the evolving financial landscape. Despite recent notoriety for a fake account scandal, where aggressive cross-selling led to unauthorized accounts, Wells Fargo remains the third-largest bank in the US with a global presence. Offering a diverse range of financial products, including credit cards, checking, savings, loans, and investment services, Wells Fargo caters to a broad market but typically requires good credit and a stable income for credit card approval. Despite the scandal, the bank maintains financial stability, boasting $2.1 trillion in total assets and $124 billion in annual revenue in 2025. Wells Fargo is committed to philanthropy, corporate social responsibility, and sustainability, aiming to reduce environmental impact and promote diversity and inclusion. With partnerships like the One Key and Choice Privileges credit cards, Wells Fargo provides diverse offerings. Operating through 7,000 branches across 38 states and internationally, Wells Fargo recently swayed away from its mission of satisfying customers' financial needs and promoting financial success while upholding values such as ethics, diversity, and leadership. Regulatory compliance includes membership in SIPC and FDIC, aligning with equal housing lending standards.

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Credits & Features