- Sign-Up Bonus
- 2.5
- Spending Multipliers
- 2.5
- Credits & Features
- 1.5
- Fees
- 4.5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 2.5
- Spending Multipliers
- 2.5
- Credits & Features
- 1.5
- Fees
- 4.5
- Application
- 4
- Issuer
- NaN
The Chase Freedom Rise Credit Card is a no-annual-fee rewards card designed for everyday spenders who want straightforward cash back along with robust purchase protections and travel benefits. Cardholders enjoy purchase protection up to $500 per claim, extended warranty coverage, and travel perks including trip cancellation/interruption insurance up to $1,500 per person and $6,000 per trip. The card also offers 6 months of DashPass through December 31, 2027 and evaluates credit limit increases six months after account opening, providing flexibility as spending habits grow. While the welcome bonus requires AutoPay enrollment and a 3% foreign transaction fee applies, the Chase Freedom Rise card is ideal for consumers seeking a simple, low-cost cash back card with practical protections and supplemental travel benefits, making it a smart choice for domestic shoppers and cautious travelers.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
- No credit history required to open this card
- A Chase checking account with $250 is recommended to increase approval odds
Fees
- No Annual Fee
- 3% Foreign Transaction Fee
- Up to $40 late fee
- Up to $40 return payment fee
- 25.24% Variable APR
- 28.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 25.24% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)