British Airways Visa Signature Card Credit Card

British Airways Visa Signature Card

Last Updated: 02/26/2026

Rating
3.8 / 5
Sign Up Bonus
75,000 Points
Annual Fee
$95
Credit Score
Good

Summary

Sign-Up Bonus
3.5
Spending Multipliers
3
Credits & Features
3.5
Fees
4.5
Application
3.5
Issuer
NaN

The Chase British Airways Visa Signature Card is a co-branded airline credit card built for loyal British Airways flyers who frequently travel between the U.S. and Europe and want to maximize Avios rewards. With no foreign transaction fees, 10% off British Airways flights originating in the U.S., and the opportunity to earn a valuable Travel Together Ticket after $30,000 in annual spend, this card is best suited for high-spending international travelers who can fully leverage its companion-style benefit. Cardholders can also receive up to $600 in reward flight statement credits, along with strong travel and shopping protections such as purchase protection up to $500 per claim, extended warranty coverage, lost luggage reimbursement up to $3,000 per passenger, and baggage delay insurance. While the annual fee is not waived in the first year and there are no ongoing credits to easily offset it, the Chase British Airways card can deliver outsized value for frequent British Airways customers who regularly book long-haul flights and can meet the spending requirement to unlock its signature Travel Together perk.

Pros

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No foreign transaction fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty

Cons

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Annual fee not waived in the first year
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No credits to offset annual fee
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Requires $30,000 in spend to receive Travel Together ticket

Issuer

Spending Multipliers

Credits & Features

10% off British Airways flights starting in the US
Up to $600 reward flight statement credit
Travel Together ticket after $30,000 in spend
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Lost luggage reimbursement up to $3,000 per passenger
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $95 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process