- Sign-Up Bonus
- 0
- Spending Multipliers
- 3
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 3
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Credit One Bank Best Friends is a rewards credit card designed for animal lovers and consumers with limited or fair credit who want to give back while building credit. Cardholders earn 5% cash back on select categories—up to $5,000 in annual spending—and 1% cash back on all other purchases, with 1% of eligible purchases donated to the Best Friends animal charity, making it ideal for socially conscious spenders. While the card has no welcome bonus, charges a 3% foreign transaction fee, and the annual fee is not waived in the first year, it offers practical features such as the ability to choose your payment due date and access to credit score monitoring. For individuals looking to support animal welfare while responsibly building or improving credit, the Credit One Bank Best Friends card combines meaningful rewards, charitable giving, and financial tools in one accessible package.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Credit One recommends that your credit score is similar to the average of most consumers
- It is recommended that you have some established credit a history with limited payment issues
- You can also see if you are pre-qualified before applying for this card
Fees
- No Annual Fee
- $1 or 3% Foreign Transaction Fee (which ever is greater)
- Up to $39 late fee
- Up to $39 return payment fee
- 28.74% Variable APR
- 28.74% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)