Bank of America Travel Rewards for Students Credit Card

Bank of America Travel Rewards for Students

Last Updated: 02/27/2026

Rating
3.6 / 5
Sign Up Bonus
25,000 Points
Annual Fee
$0
Credit Score
Student

Summary

Sign-Up Bonus
4.5
Spending Multipliers
2.5
Credits & Features
0.5
Fees
5
Application
5
Issuer
NaN

The Bank of America Travel Rewards for Students credit card is a no annual fee travel card designed for college students and young adults who want to earn rewards on everyday purchases without worrying about fees. Cardholders earn 1.5x points on all spending, making it ideal for students who want a simple, flat-rate rewards structure for groceries, textbooks, dining, and travel expenses. With no foreign transaction fees and a low introductory APR for 15 months on purchases, this card provides flexibility and cost savings for planned travel or larger expenses. It is best suited for U.S.-based students who want a straightforward travel rewards card that helps build credit while earning points redeemable for flights, hotels, and other travel purchases.

Pros

Check mark
No annual fee
Check mark
No foreign transaction fee

Cons

Negative sign
Only 1.5x on all category

Issuer

Spending Multipliers

Credits & Features

Low Introductory APR for 15 months

Application

  • Ability to get some BoA cards without a SSN or credit history
  • BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
  • You cannot get this card if you currently have or have had it in the past 24 months

Fees

  • No Annual Fee
  • No Foreign Transaction Fee
  • Up to $41 late fee
  • 17.49% - 27.49% Variable APR
  • 29.24% APR for Cash Advance
  • 5% of each cash advance transaction
  • 17.49% - 27.49% APR for Balance Transfer
  • 5% of each transfer amount
See Full and Updated Rate & Fee Schedule During Application Process