- Sign-Up Bonus
- 0
- Spending Multipliers
- 2.5
- Credits & Features
- 0
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 2.5
- Credits & Features
- 0
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Bank of America Travel Rewards Secured credit card is a no annual fee card designed for individuals looking to build or rebuild their credit while earning rewards on everyday spending. Cardholders earn 1.5x points on all purchases, making it ideal for students, young adults, or anyone new to credit who wants a simple, flat-rate travel rewards structure without worrying about rotating categories. With no foreign transaction fees, this secured card is perfect for U.S.-based users who plan to travel domestically or internationally while building their credit history. While it does not include additional features or premium perks, its combination of no annual fee, straightforward rewards, and credit-building potential makes it an excellent choice for beginners seeking a travel-friendly, low-cost secured credit card.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Ability to get some BoA cards without a SSN or credit history
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
- You cannot get this card if you currently have or have had it in the past 24 months
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $41 late fee
- 27.49% Variable APR
- 29.24% APR for Cash Advance
- 5% of each cash advance transaction
- 27.49% APR for Balance Transfer
- 5% of each transfer amount