- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 2.5
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 2.5
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Bank of America Travel Rewards credit card is a no annual fee travel rewards card designed for casual travelers and budget-conscious consumers who want to earn points on everyday spending without paying extra fees. Cardholders earn 1.5x points on all purchases, making it ideal for those who prefer a simple, flat-rate rewards structure rather than managing bonus categories. Additional benefits include no foreign transaction fees and a low introductory APR for 15 months on purchases, providing flexibility for planned travel expenses or larger purchases. This card is best suited for U.S.-based travelers who want straightforward, no-cost rewards on every purchase and the ability to redeem points for flights, hotels, or other travel expenses without the complexity of annual fees or rotating categories.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Ability to get some BoA cards without a SSN or credit history
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
- You cannot get this card if you currently have or have had it in the past 24 months
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $41 late fee
- 17.49% - 27.49% Variable APR
- 29.24% APR for Cash Advance
- 5% of each cash advance transaction
- 17.49% - 27.49% APR for Balance Transfer
- 5% of each transfer amount