Autograph Card

The Wells Fargo Autograph Card is a no-annual-fee travel and dining rewards credit card designed for consumers who want flexible rewards and international usability without added costs. With no foreign transaction fees, it’s a strong option for occasional travelers and frequent diners who want to earn rewards abroad without paying extra per purchase. The card also includes valuable protections like cell phone protection up to $600 (when you pay your monthly bill with the card), auto rental collision damage waiver, and roadside dispatch, adding everyday peace of mind. However, with only 1x rewards on non-bonus spending, it’s not the best fit for those seeking a high flat-rate return on all purchases. Overall, the Wells Fargo Autograph Card is ideal for budget-conscious travelers, young professionals, and anyone looking for solid rewards and travel-friendly benefits without paying an annual fee.

Issuer

Wells Fargo, established in 1852 by Henry Wells and William G. Fargo, began as an innovative startup dedicated to assisting customers in navigating the evolving financial landscape. Despite recent notoriety for a fake account scandal, where aggressive cross-selling led to unauthorized accounts, Wells Fargo remains the third-largest bank in the US with a global presence. Offering a diverse range of financial products, including credit cards, checking, savings, loans, and investment services, Wells Fargo caters to a broad market but typically requires good credit and a stable income for credit card approval. Despite the scandal, the bank maintains financial stability, boasting $2.1 trillion in total assets and $124 billion in annual revenue in 2025. Wells Fargo is committed to philanthropy, corporate social responsibility, and sustainability, aiming to reduce environmental impact and promote diversity and inclusion. With partnerships like the One Key and Choice Privileges credit cards, Wells Fargo provides diverse offerings. Operating through 7,000 branches across 38 states and internationally, Wells Fargo recently swayed away from its mission of satisfying customers' financial needs and promoting financial success while upholding values such as ethics, diversity, and leadership. Regulatory compliance includes membership in SIPC and FDIC, aligning with equal housing lending standards.

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Credits & Features