- Sign-Up Bonus
- 4
- Spending Multipliers
- 4
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4
- Spending Multipliers
- 4
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
The Wells Fargo Autograph Card is a no-annual-fee travel and dining rewards credit card designed for consumers who want flexible rewards and international usability without added costs. With no foreign transaction fees, it’s a strong option for occasional travelers and frequent diners who want to earn rewards abroad without paying extra per purchase. The card also includes valuable protections like cell phone protection up to $600 (when you pay your monthly bill with the card), auto rental collision damage waiver, and roadside dispatch, adding everyday peace of mind. However, with only 1x rewards on non-bonus spending, it’s not the best fit for those seeking a high flat-rate return on all purchases. Overall, the Wells Fargo Autograph Card is ideal for budget-conscious travelers, young professionals, and anyone looking for solid rewards and travel-friendly benefits without paying an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Consider having a credit history for at least 2 years
- You can only open 1 Wells Fargo card in a 6 month period
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 18.49% - 28.49% Variable APR
- 29.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 18.49% - 28.49% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)