Attune Card

09/07/2026: The card has been discontinued

The Wells Fargo Attune Card is a no-annual-fee rewards credit card built for everyday spenders who want straightforward perks and basic protections without paying extra to carry the card. Ideal for students, young professionals, or budget-conscious consumers building credit, the card offers practical benefits like cell phone protection up to $600 when you pay your monthly bill with the card and auto rental collision damage waiver for added travel peace of mind. However, with just 1% back on non-bonus purchases and a 3% foreign transaction fee, it’s better suited for domestic spending rather than international travel or maximizing flat-rate rewards. Overall, the Wells Fargo Attune Card is best for cardholders who value simplicity, no annual fee, and built-in protections over premium rewards rates.

Issuer

Wells Fargo, established in 1852 by Henry Wells and William G. Fargo, began as an innovative startup dedicated to assisting customers in navigating the evolving financial landscape. Despite recent notoriety for a fake account scandal, where aggressive cross-selling led to unauthorized accounts, Wells Fargo remains the third-largest bank in the US with a global presence. Offering a diverse range of financial products, including credit cards, checking, savings, loans, and investment services, Wells Fargo caters to a broad market but typically requires good credit and a stable income for credit card approval. Despite the scandal, the bank maintains financial stability, boasting $2.1 trillion in total assets and $124 billion in annual revenue in 2025. Wells Fargo is committed to philanthropy, corporate social responsibility, and sustainability, aiming to reduce environmental impact and promote diversity and inclusion. With partnerships like the One Key and Choice Privileges credit cards, Wells Fargo provides diverse offerings. Operating through 7,000 branches across 38 states and internationally, Wells Fargo recently swayed away from its mission of satisfying customers' financial needs and promoting financial success while upholding values such as ethics, diversity, and leadership. Regulatory compliance includes membership in SIPC and FDIC, aligning with equal housing lending standards.

Spending Multipliers

Credits & Features