- Sign-Up Bonus
- 4
- Spending Multipliers
- 4.5
- Credits & Features
- 0.5
- Fees
- 4.5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4
- Spending Multipliers
- 4.5
- Credits & Features
- 0.5
- Fees
- 4.5
- Application
- 4
- Issuer
- NaN
The Wells Fargo Attune Card is a no-annual-fee rewards credit card built for everyday spenders who want straightforward perks and basic protections without paying extra to carry the card. Ideal for students, young professionals, or budget-conscious consumers building credit, the card offers practical benefits like cell phone protection up to $600 when you pay your monthly bill with the card and auto rental collision damage waiver for added travel peace of mind. However, with just 1% back on non-bonus purchases and a 3% foreign transaction fee, it’s better suited for domestic spending rather than international travel or maximizing flat-rate rewards. Overall, the Wells Fargo Attune Card is best for cardholders who value simplicity, no annual fee, and built-in protections over premium rewards rates.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Consider having a credit history for at least 2 years
- You can only open 1 Wells Fargo card in a 6 month period
Fees
- No Annual Fee
- 3% Foreign Transaction Fee
- No late fee
- 18.49% - 28.49% Variable APR
- 29.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 18.49% - 28.49% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)