- Sign-Up Bonus
- 4
- Spending Multipliers
- 2
- Credits & Features
- 2
- Fees
- 3
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4
- Spending Multipliers
- 2
- Credits & Features
- 2
- Fees
- 3
- Application
- 5
- Issuer
- NaN
The Bank of America Atmos Rewards Summit credit card is a high-tier travel card designed for frequent flyers of Alaska Airlines who want to maximize elite perks, travel protections, and rewards. Cardholders earn 25,000 annual Global Companion Award points, 10,000 Atmos Rewards Membership Status points, eight annual Alaska Lounge passes, and receive a $120 Global Entry or TSA PreCheck credit every four years. Additional benefits include free checked bags and priority boarding for the cardholder and up to six guests, roadside assistance, and robust travel protections such as trip cancellation/interruption insurance, trip delay and baggage delay coverage, lost luggage reimbursement, and emergency evacuation and transportation. While the card carries an annual fee that is not waived in the first year, has a 1x catch-all category, and the Global Companion Award requires $60,000 in annual spend, it is ideal for U.S.-based travelers who fly Alaska Airlines frequently and want premium travel benefits combined with elite status rewards.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Ability to get some BoA cards without a SSN or credit history
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
- You cannot get this card if you currently have or have had it in the past 24 months
Fees
- $395 Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 19.49% - 27.49% Variable APR
- 28.49% APR for Cash Advance
- 5% of each cash advance transaction
- 19.49% - 27.49% APR for Balance Transfer
- 4% of each transfer amount