- Sign-Up Bonus
- 4
- Spending Multipliers
- 3.5
- Credits & Features
- 2
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4
- Spending Multipliers
- 3.5
- Credits & Features
- 2
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Bank of America Atmos Rewards Ascent credit card is a premium travel card designed for frequent flyers of Alaska Airlines who want to maximize airline perks and savings on travel. Cardholders can enjoy a $99 annual companion fare (with $6,000 annual spend), 20% back on inflight purchases, $100 off an annual Alaska Lounge+ membership, free checked bags for themselves and up to six guests, and priority boarding for the same group, making it ideal for U.S.-based travelers who fly Alaska Airlines regularly. While the card carries an annual fee that is not waived in the first year, has a 1x catch-all category, and some credits may not fully offset the fee, it provides valuable airline-specific benefits that reward frequent travelers seeking enhanced comfort, savings, and convenience on every trip.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Ability to get some BoA cards without a SSN or credit history
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
- You cannot get this card if you currently have or have had it in the past 24 months
Fees
- $95 Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 19.49% - 27.49% Variable APR
- 28.49% APR for Cash Advance
- 5% of each cash advance transaction
- 19.49% - 27.49% APR for Balance Transfer