American Express Green Card Credit Card

American Express Green Card

Last Updated: 02/24/2026

Rating
3.7 / 5
Sign Up Bonus
Up to 40,000 Points
Annual Fee
$150
Credit Score
Good

Summary

Sign-Up Bonus
2
Spending Multipliers
4
Credits & Features
2.5
Fees
4
Application
5
Issuer
NaN

The American Express Green Card is a travel rewards credit card built for frequent travelers, commuters, and urban professionals who spend heavily on flights, hotels, rideshares, parking, tolls, and other transit purchases. Earning 3x Membership Rewards points on a broad range of travel and transit categories, this card is ideal for cardholders who want flexible rewards without being locked into airline- or hotel-specific programs. While the annual fee is not waived in the first year, the value can be offset with up to $209 in annual CLEAR Plus credits, making it especially appealing to travelers who prioritize expedited airport security. Additional perks like no foreign transaction fees, free authorized users, trip delay insurance, baggage insurance, car rental loss and damage coverage, purchase protection (up to $1,000 per occurrence, $50,000 per year), and extended warranty coverage add meaningful protection. However, with a 1x catch-all rate and potentially niche credits, the American Express Green Card is best suited for consistent travelers and transit-heavy spenders who can maximize its elevated travel rewards and premium travel benefits.

Pros

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Credits to offset the annual fee
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No foreign transaction fee
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3x on travel and transit includes extensive list of categories
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Free additional cardholders
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Purchase protection up to $1,000 per occurrence and $50,000 per calendar year
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Extended warranty up to $10,000 per item and $50,000 per calendar year

Cons

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Welcome offer may not be available to all applicants
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Annual fee not waived in the first year
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Credits may not offset annual fee as they are niche perks
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1x catch all category

Issuer

Spending Multipliers

Credits & Features

$209 CLEAR Plus credit
Trip Delay insurance
Baggage insurance plan
Car Rental Loss and Damage Insurance coverage

Application

  • Welcome offer can only be received once in a lifetime
  • Opening this might card effects your welcome offer eligibility on other cards in the same family
  • Number of hard pull are usually irrelevant for American Express
  • Consider having at least a credit history for 6 months

Fees

  • $150 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.49% - 28.49% Variable APR
  • 28.74% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process