American Express Green Card

09/07/2026: The card has been discontinued

The American Express Green Card is a travel rewards credit card built for frequent travelers, commuters, and urban professionals who spend heavily on flights, hotels, rideshares, parking, tolls, and other transit purchases. Earning 3x Membership Rewards points on a broad range of travel and transit categories, this card is ideal for cardholders who want flexible rewards without being locked into airline- or hotel-specific programs. While the annual fee is not waived in the first year, the value can be offset with up to $209 in annual CLEAR Plus credits, making it especially appealing to travelers who prioritize expedited airport security. Additional perks like no foreign transaction fees, free authorized users, trip delay insurance, baggage insurance, car rental loss and damage coverage, purchase protection (up to $1,000 per occurrence, $50,000 per year), and extended warranty coverage add meaningful protection. However, with a 1x catch-all rate and potentially niche credits, the American Express Green Card is best suited for consistent travelers and transit-heavy spenders who can maximize its elevated travel rewards and premium travel benefits.

Issuer

American Express, founded in 1850, has evolved from a freight forwarding company to the largest global payment network. Known for its charge card introduced in the 1950s, American Express operates as one of the largest banks in the US, extending its products and services to over 200 countries and owning the 4th largest card network globally, making it one of the largest bank in the US. Beyond its renowned card offerings, American Express provides a comprehensive range of financial products and services, including savings, checking, personal loans, as well as business and travel services. Although primarily targeting affluent individuals and businesses, recent efforts focus on attracting Millennials and Gen Z customers. With a strong emphasis on technology and a user-friendly website, the company ensures accessibility to its diverse offerings. Despite its financial stability, with over $298 billion in assets and $80 billion in annual revenue in 2025, some businesses may decline American Express cards due to high interchange fees. Additionally, the company's strategic partnerships, including co-branded cards with Delta, Hilton, and Marriott, contribute to its revenue streams. However, American Express is committed to ESG initiatives, philanthropy, and regulatory compliance, offering FDIC-insured deposits and upholding a mission to provide the world's best customer experience while supporting equitable and resilient communities globally.

Spending Multipliers

Credits & Features