- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 3.5
- Credits & Features
- 1.5
- Fees
- 5
- Application
- 3.5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 3.5
- Credits & Features
- 1.5
- Fees
- 5
- Application
- 3.5
- Issuer
- NaN
The Chase Amazon Visa is a solid no-annual-fee credit card designed for occasional Amazon shoppers who want rewards and travel protections without paying for a Prime membership. Unlike its Prime-branded counterpart, this card does not require Amazon Prime, making it a practical option for budget-conscious consumers who still shop regularly on Amazon and want no foreign transaction fees for international purchases. While it earns just 1% back on non-bonus categories, it delivers strong built-in benefits such as purchase protection up to $500 per claim (up to $50,000 per account), extended warranty coverage, auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement up to $3,000 per passenger, and travel accident insurance up to $500,000. The Chase Amazon Visa is best suited for light-to-moderate Amazon customers who value straightforward rewards and robust purchase and travel protections over premium earning rates or luxury perks.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
- Welcome bonus is only available if you don’t have this card and did not open a this card in the last 24 months
- Consider having at least a credit history for 1 year
- Avoid applying for more than 2 Chase cards in 30 days
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $39 late fee
- Up to $39 return payment fee
- 18.74% - 27.49% Variable APR
- 28.49% APR for Cash Advance
- $5 or 4% of each cash advance amount (whichever is greater)
- 18.74% - 27.49% APR for Balance Transfer
- $5 or 4% of each transfer amount (whichever is greater)