Air France KLM World Elite Mastercard Credit Card

Air France KLM World Elite Mastercard

Last Updated: 02/27/2026

Rating
3.7 / 5
Sign Up Bonus
50,000 Points
Annual Fee
$89
Credit Score
Good

Summary

Sign-Up Bonus
4.5
Spending Multipliers
2.5
Credits & Features
1.5
Fees
4.5
Application
5
Issuer
NaN

The Bank of America Air France KLM credit card is a travel rewards card designed for frequent flyers of Air France and KLM Royal Dutch Airlines who want to earn airline-specific rewards and elite points while managing everyday spending. Cardholders receive 5,000 annual anniversary miles and 20 XP points each year, making it ideal for U.S.-based travelers who want to accelerate their loyalty benefits with both airlines. While the card carries an annual fee that is not waived in the first year, has no foreign transaction fees, and allows only 1.5x points on all other purchases, its ability to earn additional XP and miles on anniversary milestones makes it best suited for loyal Air France and KLM travelers looking to boost elite status and rewards while enjoying international travel perks.

Pros

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No foreign transaction fee
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Ability to earn additional XP points

Cons

Negative sign
Annual fee not waived in the first year
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5,000 anniversary miles require $50 in spend
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Limited to earning an addition 80 XP for an annual spend of $15,000
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1.5x catch all category

Issuer

Spending Multipliers

Credits & Features

5,000 annual anniversary miles
Annual 20 XP anniversary points

Application

  • It is recommended to have a credit history of at least 1 year
  • You need to wait at least 90 days before applying for the same card
  • BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months

Fees

  • $89 Annual Fee
  • No Foreign Transaction Fee
  • Up to $41 late fee
  • 19.49% - 27.49% Variable APR
  • 29.24% APR for Cash Advance
  • 5% of each cash advance transaction
  • 19.49% - 27.49% APR for Balance Transfer
  • 5% of each transfer amount
See Full and Updated Rate & Fee Schedule During Application Process