- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 2.5
- Credits & Features
- 1.5
- Fees
- 4.5
- Application
- 5
- Issuer
- 4
Summary
- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 2.5
- Credits & Features
- 1.5
- Fees
- 4.5
- Application
- 5
- Issuer
- 4
The Bank of America Air France KLM credit card is a travel rewards card designed for frequent flyers of Air France and KLM Royal Dutch Airlines who want to earn airline-specific rewards and elite points while managing everyday spending. Cardholders receive 5,000 annual anniversary miles and 20 XP points each year, making it ideal for U.S.-based travelers who want to accelerate their loyalty benefits with both airlines. While the card carries an annual fee that is not waived in the first year, has no foreign transaction fees, and allows only 1.5x points on all other purchases, its ability to earn additional XP and miles on anniversary milestones makes it best suited for loyal Air France and KLM travelers looking to boost elite status and rewards while enjoying international travel perks.
Pros
Cons
Issuer
Bank of America, founded in 1904 as Bank of Italy, has evolved into the second-largest US bank with a global presence in over 35 countries. Despite a disruptive history, including legal challenges related to risky mortgage loans, the bank remains a leading global financial institution, offering a comprehensive range of products such as credit cards, checking, savings, loans, investments, and business services. While recently announcing a departure from subprime lending in mortgage and auto loans, Bank of America continues to provide credit cards for various credit profiles. However, to qualify for the most rewarding cards with optimal benefits, an excellent credit score is usually required. Nevertheless, Bank of America is prioritizing financial stability with over $3.4 trillion in total assets and $192 billion in annual revenue in 2025. In addition, Bank of America is committed to innovation, investing significantly in AI and technology. Aligned with a global CSR strategy, it aims to achieve net-zero greenhouse gas emissions by 2050. Operating approximately 3,900 financial centers, the bank provides accessibility through digital banking and physical locations, catering to a diverse customer base. Upholding a mission to improve financial lives, Bank of America values responsible growth, collaboration, and trust within its team, adhering to regulatory standards as an FDIC insured and equal housing lender.
Spending Multipliers
3x
Miles for Air France, KLM, and SkyTeam purchases
3x
Points on restaurants
1.5x
Miles on all other purchases
Credits & Features
Application
- It is recommended to have a credit history of at least 1 year
- You need to wait at least 90 days before applying for the same card
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
Fees
- $89 Annual Fee
- No Foreign Transaction Fee
- Up to $41 late fee
- 19.49% - 27.49% Variable APR
- 29.24% APR for Cash Advance
- 5% of each cash advance transaction
- 19.49% - 27.49% APR for Balance Transfer
- 5% of each transfer amount