Aeroplan Card Credit Card

Aeroplan Card

Last Updated: 03/13/2026

Rating
3.8 / 5
Sign Up Bonus
85,000 Points
Annual Fee
$95
Credit Score
Good

Summary

03/12/2026: New welcome offer is 85K Points

Sign-Up Bonus
4
Spending Multipliers
4
Credits & Features
2
Fees
4.5
Application
3.5
Issuer
NaN

The Chase Aeroplan Credit Card is a travel rewards card designed for frequent Air Canada flyers and Star Alliance travelers who want elite-style perks, bonus earning opportunities, and strong travel protections. Ideal for international travelers, the card offers no foreign transaction fees, a free first checked bag, automatic 25K Aeroplan status, and 500 bonus points for every $2,000 spent per month, making it attractive for consistent spenders. Cardholders also receive a 10% bonus when transferring Chase Ultimate Rewards points to Aeroplan, a $120 credit for Global Entry, TSA PreCheck, or NEXUS every four years, and protections like purchase protection up to $500 per claim, auto rental collision damage waiver, trip cancellation/interruption insurance, and trip delay reimbursement up to $500 per ticket. While the annual fee is not waived in the first year, there are no recurring credits to directly offset it, and earning 35K status requires $75,000 in annual spend, the Chase Aeroplan card is best suited for loyal Air Canada travelers seeking airline status benefits, international travel perks, and flexible points transfer options.

Pros

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No foreign transaction fee
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500 bonus points for every $2,000 in spend per month
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Purchase protection up to $500 per claim and $50,000 per account

Cons

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Annual fee not waived in the first year
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35K Status requires $75,000 in annual spend
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No credits to offset annual fee
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1x catch all category

Issuer

Spending Multipliers

Credits & Features

Free first checked bag
25K Aeroplan status
10% bonus on Ultimate Rewards points transfer
$120 credit for Global Entry, TSA PreCheck, or NEXUS every 4 years
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Auto rental collision damage waiver
Trip cancellation/interruption insurance up to $1,500 per person and $6,000 per trip
Baggage delay insurance
Trip delay reimbursement up to $500 per ticket
Roadside assistance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $95 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.74% - 28.24% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.74% - 28.24% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process