Aer Lingus Visa Signature Card Credit Card

Aer Lingus Visa Signature Card

Last Updated: 02/26/2026

Rating
3.7 / 5
Sign Up Bonus
75,000 Points
Annual Fee
$95
Credit Score
Good

Summary

Sign-Up Bonus
3.5
Spending Multipliers
3
Credits & Features
2.5
Fees
4.5
Application
3.5
Issuer
NaN

The Chase Aer Lingus Visa Signature Card is a co-branded airline credit card tailored for loyal Aer Lingus travelers who frequently fly between the U.S. and Ireland and want to maximize Avios rewards and travel perks. With no foreign transaction fees, priority boarding, and the opportunity to earn a valuable Companion Ticket after $30,000 in annual spend, this card is best suited for higher-spending international flyers who can take advantage of its signature companion benefit. Cardholders also receive solid protections including purchase protection up to $500 per claim, extended warranty coverage, lost luggage reimbursement up to $3,000 per passenger, and baggage delay insurance, along with lifestyle perks like one year of DashPass (through December 31, 2027) and quarterly DoorDash credits. While the annual fee is not waived in the first year and there are no ongoing statement credits to easily offset it, the Chase Aer Lingus card can deliver strong value for frequent Aer Lingus customers who consistently travel abroad and can meet the spending requirement to unlock the Companion Ticket.

Pros

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No foreign transaction fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty

Cons

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Annual fee not waived in the first year
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No credits to offset annual fee
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Requires $30,000 in spend to receive Companion ticket

Issuer

Spending Multipliers

Credits & Features

Companion ticket after $30,000 in spend
Priority boarding
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Lost luggage reimbursement up to $3,000 per passenger
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $95 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process